官方参考资料

综合健保计划保费负担能力规则

供 Interest.sg 综合健保计划终身负担能力探索器使用的版本控制参考资料。它记录官方保健储蓄与额外提款限额处理方式,而所有计划保费及未来变化均由用户输入;不提供保险公司价格表、排名或建议。

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综合健保计划保费官方资金规则

综合健保计划保费官方资金规则
保费组成官方规则计算器处理方式
MediShield Life componentFully payable from MediSaveUses only the annual MediShield Life amount entered by the user; actual use remains subject to available MediSave savings
Additional private insurance componentPayable from MediSave up to the Additional Withdrawal Limit based on age next birthday; any excess is cashApplies the official age-next-birthday AWL to the annual private-component amount entered by the user
IP rider premiumFully payable in cashTreats the user-entered rider amount as cash-funded and never estimates a rider premium

额外提款限额

额外提款限额
下次生日年龄年度限额适用范围
40 and belowS$300Additional private insurance component only
41 to 70S$600Additional private insurance component only
71 and aboveS$900Additional private insurance component only

为何不随版本提供保险公司保费表

为何不随版本提供保险公司保费表
官方依据可靠性边界
MOH comparison snapshotLifetime figures are based on insurer tables as at 1 June 2026, exclude MediShield Life and riders, and may change as insurers revise premiums
CPF Health Insurance PlannerThe official authenticated planner already provides plan comparisons and long-term projections using member-selected inflation assumptions
Interest.sg treatmentNo insurer, plan or policy identifiers; no plan-level prices, rankings or switching recommendations; all premium amounts and future assumptions come from the user

预测与隐私范围

预测与隐私范围
规划项目处理方式
Future premiumsUses a user-entered age-band schedule or user-entered growth assumptions; never labels either as an official forecast
MediSave balanceOptional user-entered balance and annual net inflow; no CPF contribution, medical-use or interest forecast is inferred
Financial ProfileOnly bounded aggregate premium, MediSave, income and retirement facts may be proposed after explicit approval; no insurer, product or policy identifiers

官方资料来源

官方资料可能更改。作出决定前,请打开以上来源确认最新规则;Interest.sg 不会估算缺失的官方数值。

引用建议:Interest.sg,《综合健保计划保费负担能力规则》,资料日期 2026-08-05,最后成功检查 2026年9月5日。

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