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Singapore Insurance Premium Budget & Affordability Calculator
Enter only premiums you already know. The calculator converts payment frequencies into monthly and annual totals, separates cash and MediSave funding, excludes unconfirmed bundled amounts from the official comparison, and models optional income and premium stress assumptions without quoting insurers or judging policy suitability.
✓ Results shown free✓ Dated source references✓ General information only
MoneySense planning reference · methodology v1.0.0 · checked 4 Sep 2026
Profile values stay unselected until you choose to use them. No insurer, product, policy number or payment credentials are collected.
Clear outputs
What this tool will show
Each result stays connected to the inputs and rules used.
- 01Normalised monthly and annual premium totals
- 02Cash and MediSave funding totals
- 03Confirmed protection premiums as a percentage of take-home income
- 04Neutral comparison with the MoneySense up-to-15% planning reference
- 05Remaining take-home income, renewal timeline and stress scenario
Transparency standard✓ ✓ ✓ Read the full methodology→
The workings stay visible from day one.
Assumptions
User inputs and defaults are clearly separated.
Limits
Scope and exclusions appear beside the result.
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interest.sg provides general information, dated reference data and calculation tools. Results are estimates—not financial, investment, legal, tax, property, valuation, CPF, HDB, lending, insurance or protection advice. Verify material decisions with the relevant authority or a qualified professional.
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