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Savings & rates

Singapore Savings Bond (SSB) Calculator

Use a validated MAS issue schedule to estimate semiannual coupons, accrued interest, redemption proceeds, fees and annualised return for your intended holding period.

✓ Results shown free✓ Dated source references✓ General information only
Live calculator

Uses only validated MAS issue schedules. The current issue refreshes automatically; another outstanding issue is checked by issue code.

01

Your SSB assumptions

Choose the current issue or load a specific outstanding Savings Bond, then select an amount and intended holding period.

MAS · verified 22 Aug 2026
Official SSB issue
↻

Using the last valid schedule while an official refresh is overdue.

MAS issue code
GX26090V
ISIN
SGXZ81292823
Issue date
1 Sept 2026
Maturity date
1 Sept 2036
Coupon dates
1 March and 1 September
Investment and holding period

Enter S$500 to S$200,000 in S$500 blocks. The S$200,000 limit applies across all outstanding SSBs.

Transaction fees

MAS states that banks generally charge S$2 per application and S$2 per early-redemption request. Edit or exclude a fee if it does not apply to your situation.

Related checks
Official-rate calculator, not a recommendation

This tool does not predict future SSB rates, allocation, reinvestment returns or suitability. It assumes the entered amount was allotted.

⌁Calculated in your browser. Inputs are sent only when you load an issue, save or export.

Clear outputs

What this tool will show

Each result stays connected to the inputs and rules used.

  • 01Coupon income and accrued interest
  • 02Gross and net annualised returns
  • 03Semiannual cash-flow schedule
  • 04Principal and redemption proceeds
  • 05Official ten-year step-up table
Transparency standard

The workings stay visible from day one.

✓
Official rules

Applied parameters include a source and verification date.

✓
Assumptions

User inputs and defaults are clearly separated.

✓
Limits

Scope and exclusions appear beside the result.

Read the full methodology→

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Compare selected official fixed-deposit offers, T-bills and SSBs using the same cash and timeframe.

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interest.sg provides general information, dated reference data and calculation tools. Results are estimates—not financial, investment, legal, tax, property, valuation, CPF, HDB, lending, insurance or protection advice. Verify material decisions with the relevant authority or a qualified professional.

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