Insurance protection hub
Singapore insurance planning, starting with needs
Independent educational tools connecting household support, obligations, recovery cash and confirmed cover. No insurer comparisons and no product recommendations.Connected protection tools
One protection profile, connected tools
Coverage Gap Calculator
Estimate separate Life/TPD and critical-illness recovery cash gaps.
Open tool →IP Rider Cost Scenario
Test eligible-bill, deductible, co-payment and annual-cap scenarios.
Open tool →HPS & Mortgage Gap
Connect each owner's mortgage responsibility, CPF HPS and selected private cover.
Open tool →CareShield Care Shortfall
Compare official payouts, a care budget and explicitly selected monthly support.
Open tool →Insurance Premium Budget
Normalise known premiums, cash and MediSave funding, then make a neutral planning-reference comparison.
Open tool →Income Interruption Gap
Test confirmed income support, waiting periods, essential spending and selected liquid reserves month by month.
Open tool →Home & Contents Inventory
Separate building reconstruction, renovations, contents and personal belongings, counting a building amount only after responsibility is confirmed.
Open tool →IP Lifetime Affordability
Project your entered premiums through working and retirement years, separating cash and MediSave funding under official withdrawal limits.
Open tool →Understand the calculation first