Tax

SRS Tax Savings Calculator

Estimate how an eligible SRS contribution may change chargeable income and current-year resident tax, using dated statutory limits.

✓ Results shown free✓ Dated source references✓ General information only

Live calculator

Estimates the YA 2027 resident tax effect of an eligible 2026 SRS contribution. Rules verified 24 Aug 2026.

Your SRS tax-saving estimate

Compare your estimated tax before and after a new SRS contribution.

IRAS · verified 24 Aug 2026

Contribution and assessment yearContribution yearThis is not an instant cash rebate. An eligible 2026 contribution is reflected in the following Year of Assessment.

Tax and SRS profileExpected tax residency for YA 2027

Singapore tax residentResident progressive tax rates and SRS Relief can apply.Non-residentSRS Relief is not available if you are not a tax resident for that YA.

SRS contribution-cap status

Singapore Citizen / PRAnnual cap: S$15,300ForeignerAnnual cap: S$35,700Operator-confirmed capUse if your citizenship or PR status changed during 2026.

Estimated YA 2027 tax position

Assessable income before personal reliefs*

Income after allowable expenses and donation deductions, but before personal reliefs. Use the full Income Tax Calculator if you need help estimating this.Other personal reliefs excluding all SRS

Include expected CPF and family-related personal reliefs. Total personal reliefs, including SRS, are capped at S$80,000.Known tax rebates or credits

Optional. Include known balances such as PTR. No unannounced YA 2027 one-off rebate is assumed.

Open the full Income Tax Calculator →

SRS contribution being considered

SRS already contributed in 2026

Include contributions made by you and by your employer on your behalf.Additional SRS contribution*

The estimate automatically limits this to your remaining annual contribution cap.

I expect the contribution to qualify for SRS Relief: the account will not be suspended at 31 Dec 2026 and no same-year withdrawal removes relief from this contribution.Complex same-year withdrawal cases need manual review under the IRAS ordering rules.

⌁ Calculated in your browser. Inputs leave your device only if you save or export.

Clear outputs

What this tool will show

Each result stays connected to the inputs and rules used.

01Estimated tax before SRS
02Estimated tax after SRS
03Estimated tax saving
04Effective relief rate

Transparency standard

The workings stay visible from day one.

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Official rules

Applied parameters include a source and verification date.

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Assumptions

User inputs and defaults are clearly separated.

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Limits

Scope and exclusions appear beside the result.

Read the full methodology→

interest.sg provides general information, dated reference data and calculation tools. Results are estimates—not financial, investment, legal, tax, property, valuation, CPF, HDB, lending, insurance or protection advice. Verify material decisions with the relevant authority or a qualified professional.

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SRS Tax Savings Calculator

Your SRS tax-saving estimate

What this tool will show

The workings stay visible from day one.

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