Official reference data
CPF Rates & Limits 2026
A consolidated reference for CPF values officially applicable in 2026, with no inferred or estimated rates.
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CPF interest rates for 2026
| Account | Floor rate p.a. |
|---|---|
| Ordinary Account (OA) | 2.50% |
| Special, MediSave and Retirement Accounts (SA/MA/RA) | 4.00% |
CPF wage and contribution limits
| Limit | 2026 value |
|---|---|
| Ordinary Wage ceiling | S$8,000 per month |
| Annual salary ceiling | S$102,000 |
| CPF Annual Limit | S$37,740 |
| Basic Healthcare Sum | S$79,000 |
Retirement sums for members turning 55 in 2026
| Retirement sum | Amount |
|---|---|
| Basic Retirement Sum (BRS) | S$110,200 |
| Full Retirement Sum (FRS) | S$220,400 |
| Enhanced Retirement Sum (ERS) | S$440,800 |
Additional CPF interest tiers
| Member age | Additional interest |
|---|---|
| Below 55 | +1% on first S$60,000 combined balances; OA capped at S$20,000 |
| 55 and above | +2% on first S$30,000 and +1% on next S$30,000; OA capped at S$20,000 |
Related calculators
Official sources
- CPF Interest RatesCentral Provident Fund Board · verified 2026-08-21
- CPF Interest Rates and Basic Healthcare Sum for 2026Central Provident Fund Board · verified 2026-08-21
- CPF Retirement SumsCentral Provident Fund Board · verified 2026-08-21
Official data can change. Open the sources above to confirm the latest rules before acting; Interest.sg never estimates missing official values.
Suggested citation: Interest.sg, “CPF Rates & Limits 2026”, source date 2026-07-01, last successful check 21 Aug 2026.