Official reference data
Singapore Mortgage Rates
Official Singapore mortgage reference benchmarks: SORA, compounded SORA and the HDB concessionary interest rate. Bank promotional package rates are not included.
Checking live source
View machine-readable JSONSource date: · Last successful check:
Official mortgage reference rates
| Benchmark | Rate p.a. | Value / effective date |
|---|---|---|
| SORA | 1.3892% | 2026-08-20 |
| 1-month compounded SORA | 1.1970% | 2026-08-20 |
| 3-month compounded SORA | 1.1368% | 2026-08-20 |
| 6-month compounded SORA | 1.1108% | 2026-08-20 |
| HDB concessionary interest rate | 2.60% | 2026-07-01 to 2026-09-30 |
These are official benchmarks, not promotional bank package quotes.
Related calculators
Official sources
- MAS Domestic Interest Rates — SORAMonetary Authority of Singapore · verified 2026-08-21
- HDB Concessionary Interest RateHousing & Development Board · verified 2026-08-21
Official data can change. Open the sources above to confirm the latest rules before acting; Interest.sg never estimates missing official values.
Suggested citation: Interest.sg, “Singapore Mortgage Rates”, source date 2026-08-20, last successful check 21 Aug 2026.